Gonzalo Ares de Parga Regalado

Gonzalo is a Mexican-Spanish applied econometrician focusing on advancing two central research agendas in Banking and Development Economics through the lens of Industrial Organization. The first agenda studies how policies and regulations interact with market structure, competition, and technology adoption in the banking sector, and how these dynamics shape financial inclusion, consumption, and labor market outcomes. The second investigates how cross-border financial linkages, particularly migration networks and remittance flows, transmit economic shocks to households and financial systems in migrant-origin regions of developing countries.